Finance

Discount new toyota are proud to announce that we can offer any type of car finance at the cheapest possible rates and can have an approval within 24 hours* and in some cases we can gain Instant approval finance.

RING DAMIEN KINGMAN ON 0412 947 423 FOR IMMEDIATE ASSISTANCE Or Simply Fill in our CONTACT FORM and wait for our call.

Personal Car Loan

We can arrange personal car loans at much better then bank rates, try us out, you won't be dissapointed. Terms range from 12 months to 72 months and we can even do residual car finance to allow you to buy a more expensive motor vehicle without blowing your budget.

Commercial Hire Purchase

A commercial hire purchase (or CHP) is used where ownership of the asset is key. 

Built into the CHP contract is a clause which states that the hirer gains ownership of the vehicle upon receipt of the final repayment.

Lease agreement

A standard car lease agreement is a contract entered into between the Lessor(Financier) and the Lessee(You). The Lease Rentals are fixed for the period of the loan which include GST. At the end of the term you may submit an offer to purchase the vehicle from the Lessee. The residual value at the end of the term is generally stipulated by the Australian Taxation Office guidlines.

Novated Lease

Their are two types of Novated Lease for vehicles.

Managed(Fully Maintained) and

Un-Managed(non-maintained)

Fully Maintained Novated Lease

If you are lucky enough to have an employer offer you a Salary Packaged Vehicle then their is no better way to finance that vehicle then by way of a Fully Maintained Novated Lease.

The Payments for the lease and maintenance are deducted from your pre-tax salary. 

Following items are Mandatory under a fully maintained lease:

* Lease payment

* Servicing costs

* Maintenance

* Rego

* Fuel

* Green Slip

The following are optional under a fully maintained lease:

* Comprehensive Insurance

* Loan Protection Insurance

* Gap or Motor Equity Insurance

* Roadside Assistance

* Extended Factory Warranty

Standard Novated Lease

A Standard Novated Lease is a three way arrangement between the Employer, Employee and Lessee. A deed of novation is entered into and the obligations under the lease are transferred from the employee to the employer. And the employer takes on the responsibility of making the lease payments which are deducted from the employee's pre-tax salary.

Operating Lease

An Operating Lease is targeted towards the SME(Small to medium enterprise) Small business with fleets of up to 20 vehicles.Managing your fleet of vehicles has never been easier. Under an operating lease the vehicle is leased for a specific period of term with the lease rentals being fixed which include Maintenance and Service charges. 

Optional Services on an operating lease include

* Fuel Card

* Roadside Assistance

* Comprehensive Insurance